MONTHLY INSTALMENT PLANS
Pay for your purchase in interest-free monthly instalments
Maximise Card Rewards
Link any bank credit or debit cards as your payment method and continue earning rewards across your cards
No Interest Or Fees
Nothing extra to pay if you make your payments on time. A late fee may be applied for missed payments.
Instant Approval
Get approved instantly. No lengthy forms to fill. It’s as simple as when making any other card purchase
How It Works
Pay
Add items to your shopping cart and select Pace Instalment as your payment method during checkout
Split
Enter your credit or debit card payment details to split your purchase into monthly instalments
Enjoy
Enjoy instant approval for your purchases and automated payments to your card every month
Support Cards Across All Major Banks
Enjoy interest-free instalments and earn rewards from major bank cards at the same time.
Who can use PayLater
– Has a Singapore residential address
– Has a Singapore issued credit or debit card
– Is above the age of 21 years old
PayLater FAQs
What is PayLater?
PayLater Installment is a service that enables you to purchase now and pay for them in monthly installments without any interest or fees
Which PayLater/Instalment platform can I use?
What cards do you accept?
PayLater Installment accepts Mastercard and Visa credit and debit cards issued in Singapore. Unfortunately we do not accept any prepaid cards or foreign debit cards.
Is there a limit to how much I can spend with PayLater Instalments?
Yes, limits may vary depending on the individual order and customer. The more orders you have successfully repaid, the more likely you will be able to spend more. Limits are usually lower for new shoppers until we get to know you. Maximum Transaction Limits Debit Card – $1000-$1500, Credit Card – >$1500
What products are not eligible for purchases with PayLater Instalment?
Currently, all products on our website are eligible for instalment